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22
Jul
2011

Beware of fraudsters – they are multiplying like rabbits!

By David Christianson, BA, CFP, R.F.P., TEP

Two very scary things happened lately that I need to tell you about, and warn you that it can happen to you.
Two different people told me that robbers had shown up to their houses, and they had not only welcomed them, but even held the door open for them.
I’m speaking metaphorically, of course, because these [...]

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Categories: Fraud

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15
Jul
2011

New insurance product combines life disability and critical illness

By David Christianson, BA, CFP, R.F.P., TEP

This spring’s floods, fires and tornados have reminded us that we all face risks in our everyday lives. Sometimes we choose to “self-insure” these risks, other times we pay a premium to an insurance company, who takes on the risk and shares it by spreading it over a number of people.
In personal finance, we always [...]

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Categories: Insurance and Risk Management

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8
Jul
2011

It turns out financial planning really works!

By David Christianson, BA, CFP, R.F.P., TEP

Latest research is pretty conclusive
As you may have noticed over the years, we try in this column to avoid topics and themes that appear to be totally self-serving.  Today, we break with that practice.
Today, we quote two studies which show that people who have financial plans and financial advisors are significantly more successful in achieving [...]

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Categories: Financial Planning, Investing

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