Tax season is in full swing, and I know people who have already received their refund. Things happen a lot faster in the electronic age, as income tax preparation software improves and electronic filing means that the first people in the queue get their refunds in record time.
Getting cash back at this time year is [...]
Welcome to the most approachable and informative financial planning site online! Our mission: to offer objective, relevant and insightful information to help make your financial and personal life more rewarding.
Time to put that refund to work!
By David Christianson, BA, CFP, R.F.P., TEPTags: Financial Plan, Goal setting, Investing, RRSP, Taxpayers
Categories: Consumer and Money Saving Tips, Financial Planning, Investing, RRSPs & TFSAs
We need to do what we can for Japan
By David Christianson, BA, CFP, R.F.P., TEPI have been overwhelmed looking at coverage of the disasters in Japan. We have to all contribute to the relief effort, as this is a series of catastrophes on a scale to which I can hardly relate.
Donations can be made online in a matter of minutes, to organizations like the Canadian Red Cross (www.redcross.ca 1-800-418-1111), the [...]
Tags: Donations
Categories: Donations, Personal Reflection
Identity Theft
Identity theft in Canada:
The majority of Manitoba and Saskatchewan residents (82%) are concerned about becoming a victim of identity theft, according to a recent report from TD.*
Every year, thousands of Canadians fall prey to identity thieves and are left with big bills, bad credit and a tarnished reputation. There’s also a personal toll that comes [...]
Tags: Identity Theft, scams
Categories: Insurance and Risk Management, Market Commentary
Credit score key to monitoring ID theft?
By David Christianson, BA, CFP, R.F.P., TEPIn the past two weeks, I have received 11 e-mail requests from various banks, asking me to either help them with their security or confirm no one has hacked into my online banking accounts. And these are just the ones that snuck through the spam filter.
Most of them want me to log onto a website [...]
Tags: Identity Theft, Insurance, scams
Categories: Insurance and Risk Management, Market Commentary
Implementing a “no salary” regime
By David Christianson, BA, CFP, R.F.P., TEPIt’s been a busy year so far. In the last eight weeks, we have outlined a system for you to manage your investments and your investment psychology, talked about whether you should focus on RRSP or TFSA in your situation, touched on credit scores and powers of attorney, and reviewed the new mortgage rules.
We also [...]
Tags: CPP, Dividends, Investing, RRIFs, RRSP
Categories: Investing, RRSPs & TFSAs














