If you (or someone you know) graduated since January 2007 from a post- secondary institute recognized by CRA, you should listen up.  The Manitoba government has some money for you, if you decide to stay and work in Manitoba.
The Manitoba Tuition Fee Income Tax Rebate adds an incentive for graduates to stay in, or move [...]

A reader wrote to me lately looking for help developing a plan to move out from under a small mountain of student loans and other debt.  Another reader wanted to find a way to decrease income tax withholdings on RRIF withdrawals.  Still another was attempting to determine her optimal asset mix, realizing she is more [...]

How do you take steps today that will turn your financial goals and dreams into reality in one year, five years and ten years from now?
Here are some steps to think about:

Pay off all non-deductible debt, starting with the highest interest rate loans.  Take advantage of low interest rates to refinance. Develop a specific plan [...]

As another summer winds down, I hope you will forgive me if I wax philosophic for a bit.
One of the nice by-products of reaching a certain age (which I have) is that you can allow yourself to believe that you have acquired some actual knowledge and, dare I say, wisdom, in five decades of life [...]

File this under, “I’ll believe it when I see it.”
First, the government directed credit card companies to make their fine print understandable to customers, and now a new code of conduct for cell phone companies will compel them to make sure their young consumers actually understand what they are signing.
What will they think of next?
In [...]

Reasons people don’t realize their retirement dreams…
• Procrastination
• Failure to clearly define retirement goals
• Ignorance about what money must do in order to achieve these goals
• Failure to minimize income taxes
• Failure to make maximum of Registered Plans
• Failure to understand how investments work
• Failure to prepare for the unexpected
• Being unprepared for social change
The [...]